Why Refinance with
VRM Lending LLC?

 | Refinance | VRM Lending LLC

Thinking about lowering your interest rate, tapping into your home’s equity for renovations, consolidating debt, or switching to a different loan product? Refinancing could be the right move for you!

Find out if refinancing is right for you!

Be advised that refinancing your current mortgage may result in higher total finance charges over the life of the loan.

 | Refinance | VRM Lending LLC

Transform your finances in 2025

We work with you to meet you where you are.

Step 1: Tell Us About Your Goals

We want to understand your refinancing needs—whether it’s lowering your rate, tapping into home equity, or switching loan types—so we can find the right solution for you.

Step 2: Crunching the Numbers

Our smart technology does the heavy lifting, analyzing your finances to provide personalized options—without the hassle of digging through paperwork.

Step 3: Explore Your Options

We’ll walk you through your available loan choices, making it easy to compare and decide what works best for you.

Step 4: Lock in Your Rate

Once you’re ready, we’ll help you lock the rate —no endless follow-up calls.

Step 5: You did it

Congrats! You’ve completed the refinancing process—We hope your new terms work well for you.

These steps are for illustrative purposes only and do not include all requirements for obtaining a mortgage loan. Refinancing may result in higher finance charges over the life of the loan.

3 QUICK & EASY STEPS

A simple online process

01

Use our mortgage calculator to explore potential monthly payments based on factors like home price, down payment, loan term, and interest rate. This gives you a better idea of what could fit your budget.

02

Explore Potential Loan Options & Speak with an MLO

Connect with a Mortgage Loan Officer (MLO) to discuss available loan programs, understand your options, and get personalized guidance on the next steps. This conversation may help you make informed decisions before proceeding.

03

Start Your Loan Application

Once you find the right home, you’ll begin the official loan application process. Your MLO will guide you through gathering necessary documents and submitting your application to see if you can move toward approval.

VRM Lending LLC is not affiliated with or acting on behalf of or at the direction of the FHA, VA, or the Federal Government.

Getting a mortgage starts here.

Start here and answer a few questions to see what you might qualify for. Feel confident in getting started without the pressure or commitment.

 | Refinance | VRM Lending LLC