Non-QM Loans with VRM Lending LLC

Navigating the world of home financing can be complex, especially if you’re exploring options outside traditional mortgage pathways. Non-Qualified Mortgage (Non-QM) loans offer a flexible alternative to those who may not meet the strict criteria of conventional mortgages. Unlike Qualified Mortgages (QMs), which adhere to the strict underwriting guidelines set forth by the Consumer Financial Protection Bureau (CFPB), Non-QM loans provide an opportunity for a broader range of borrowers to achieve home ownership.

At VRM Lending LLC, we understand that one size does not fit all when it comes to mortgage financing. That’s why we offer a comprehensive suite of Non-QM loan products tailored to meet the diverse needs of our clients.

Our #1 focus is helping homebuyers with their mortgage needs

Types of Non—QM Loans

Numerous Non-QM loan options are available, catering to a wide array of mortgage financing needs for diverse situations. Among the tailored solutions we provide are:

Bank Statement Loans
1099 Only Loans
P&L Only Loans
Foreign National Program
Asset Qualifier Loan
And More!

Ready to Explore Your Options?

If you’re interested in learning more about our Non-QM loan products or would like to discuss your specific needs with our team, we’re here to help. Contact VRM Lending LLC today!

3 QUICK & EASY STEPS

A simple online process

01 Estimate Your Payments

Use our mortgage calculator to explore potential monthly payments based on factors like home price, down payment, loan term, and interest rate. This gives you a better idea of what could fit your budget.

02 Explore Potential Loan Options & Speak with an MLO

Connect with a Mortgage Loan Officer (MLO) to discuss available loan programs, understand your options, and get personalized guidance on the next steps. This conversation may help you make informed decisions before proceeding.

03 Start Your Loan Application

Once you find the right home, you’ll begin the official loan application process. Your MLO will guide you through gathering necessary documents and submitting your application to see if you can move toward approval.

VRM Lending LLC is not affiliated with or acting on behalf of or at the direction of the FHA, VA, or the Federal Government.

Getting a mortgage starts here.

Start here and answer a few questions to see what you might qualify for. Feel confident in getting started without the pressure or commitment.