Non-QM Loans with VRM Lending LLC

Navigating the world of home financing can be complex, especially if you’re exploring options outside traditional mortgage pathways. Non-Qualified Mortgage (Non-QM) loans offer a flexible alternative to those who may not meet the strict criteria of conventional mortgages. Unlike Qualified Mortgages (QMs), which adhere to the strict underwriting guidelines set forth by the Consumer Financial Protection Bureau (CFPB), Non-QM loans provide an opportunity for a broader range of borrowers to achieve home ownership.

At VRM Lending LLC, we understand that one size does not fit all when it comes to mortgage financing. That’s why we offer a comprehensive suite of Non-QM loan products tailored to meet the diverse needs of our clients.

Our #1 focus is helping homebuyers with their mortgage needs

Types of Non—QM Loans

Numerous Non-QM loan options are available, catering to a wide array of mortgage financing needs for diverse situations. Among the tailored solutions we provide are:

Bank Statement Loans
1099 Only Loans
P&L Only Loans
Foreign National Program
Asset Qualifier Loan
And More!

Ready to Explore Your Options?

If you’re interested in learning more about our Non-QM loan products or would like to discuss your specific needs with our team, we’re here to help. Contact VRM Lending LLC today!

3 QUICK & EASY STEPS

A simple online process

01 Calculate Your Payments

Our payment calculator helps you estimate your monthly mortgage payment based on the home price, down payment, loan term, and interest rate.

02 Start Your Pre-Qualification

See if you can get pre-qualified. It’s the first step in the home loan process, so gather your documents like income verification and bank statements to make this process smoother.
(Submitting verification documents is not required and you are not obligated to provide any until you receive a Loan Estimate and indicate an intent to proceed. This step is designed to simplify the pre-approval process should you choose to continue.)

03 Buy a Home

Securing a pre-qualification is an important first step in understanding what loan amount and product may suit your budget and needs, but it is not a guarantee of loan availability or approval. To move forward, once you have an accepted offer on a home, the next crucial step is to complete a full loan application.

VRM Lending LLC is not affiliated with or acting on behalf of or at the direction of the FHA, VA, or the Federal Government.

Getting a mortgage starts here.

Start here and answer a few questions to see what you might qualify for. Feel confident in getting started without the pressure or commitment.