Conventional Loan with VRM Lending LLC

Conventional Loans offer both fixed and adjustable rates up to a $806,500 loan amount in most markets and can be up to $1,209,750 in high-cost areas.

Our #1 focus is helping homebuyers with their mortgage needs

Conventional Loan Features

Here’s What You Can Expect From The Conventional Loan:

Can be used for purchases, rate and term refinances and cash out refinances
Cash out up to 80% of your home’s value
Can be used for primary, secondary or investment properties
Can be used for condos, single family homes and up to 1-4 unit properties
Conventional loans offer options with NO Private Mortgage Insurance (PMI) even without a large down payment
Same day pre-qualification for those that qualify
First time home buyer programs with as little as 3% down payments
Options both with and without escrows or impounds for those that qualify

3 QUICK & EASY STEPS

A simple online process

Use our mortgage calculator to explore potential monthly payments based on factors like home price, down payment, loan term, and interest rate. This gives you a better idea of what could fit your budget.

02 Explore Potential Loan Options & Speak with an MLO

Connect with a Mortgage Loan Officer (MLO) to discuss available loan programs, understand your options, and get personalized guidance on the next steps. This conversation may help you make informed decisions before proceeding.

03 Start Your Loan Application

Once you find the right home, you’ll begin the official loan application process. Your MLO will guide you through gathering necessary documents and submitting your application to see if you can move toward approval.