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FHA Loan
with VRM Lending LLC

FHA loans provide very strong options for purchases. You can qualify with an extremely low down payment and less than perfect credit.

When you hear all of these commercials about low-interest rates, chances are, they are referring to the FHA loan. You may be able to take advantage of our competitive rates.  Call us or see if you can get pre-approved online today. Not all lenders offer the same interest rate or costs on a loan. Let’s talk about how we may be able to help make this type of loan a reality for you and your family. If you qualify, you may be able to be in your new loan in just a couple of weeks. The process is hassle-free and we will take exceptional care of you.

Call us or complete our pre-approval form today to get started.

Apply for an FHA Loan
3

Our #1 focus is helping homebuyers with their mortgage needs.

FHA Loans Features

Here's what you can expect from the FHA loan:

  • Credit score requirements are lower compared to other loans.
  • You may still be able to qualify for an FHA loan if you’ve had a bankruptcy or other financial issues in the past.
  • They’re available with fixed or adjustable rates and for 30- or 15-year terms.
  • They have low down payment requirements. You can put down as little as 3.5%

FHA PROPERTY REQUIREMENTS:

  • The loan can’t exceed the loan amount limits in your area. Look up the loan limits in your area.
  • The home must meet the FHA’s minimum property standards:
    • Safety – the home shouldn’t affect the health and safety of the people who live there.
    • Security – the property needs to be secure.
    • Soundness – the home shouldn’t have defects that affect its structural integrity.
  • When buying a home, you’ll need to move in within 60 days of closing.
  • It must be your primary residence. Investment properties and second homes don’t qualify for FHA loans.
CALCULATE MONTHLY MORTGAGE PAYMENTS

3 Quick & Easy Steps

We have a simple online
process
for
finding properties

Calculate Your Payments

Use our Payment Calculator to estimate your monthly mortgage payment. You can input a different home price, down payment, loan term and interest rate to see how your monthly payment changes.

See If You Can Get Pre-Approved

Your pre-approval request is just the first step in the home loan process, so you need to keep all of your other paperwork together and available for when you’re ready to buy.

Buy a Home

If you get pre-approved, we will use your information to find the loan amount that works well for your situation. We work hard to make it easy on you.
START PRE-APPROVAL APPLICATION

FHA Loan


4100 International Parkway
Suite 1010
Carrollton, TX 75007

Phone:
(833)-483-6333

NMLS: 1941734

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VRM Lending LLC is an equal housing opportunity provider. Read our Equal Opportunity Housing Statement
VRM Lending LLC is an Equal Housing Lender. Read our Equal Housing Lender Policy

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