Conventional Loan with VRM Lending LLC

Conventional Loans offer both fixed and adjustable rates up to a $766,550 loan amount in most markets and can be up to $1,149,825 in high-cost areas.

Call us or complete our pre-qualification application today to get started.

Our #1 focus is helping homebuyers with their mortgage needs

Conventional Loan Features

Here’s What You Can Expect From The Conventional Loan:

Can be used for purchases, rate and term refinances and cash out refinances
Cash out up to 80% of your home’s value
Can be used for primary, secondary or investment properties
Can be used for condos, single family homes and up to 1-4 unit properties
Conventional loans offer options with NO Private Mortgage Insurance (PMI) even without a large down payment
Same day pre-qualification for those that qualify
First time home buyer programs with as little as 3% down payments
Options both with and without escrows or impounds for those that qualify

3 QUICK & EASY STEPS

A simple online process

Calculate Your Payments

Our payment calculator helps you estimate your monthly mortgage payment based on the home price, down payment, loan term, and interest rate.

02 Start Your Pre-Qualification

See if you can get pre-qualified. It’s the first step in the home loan process, so gather your documents like income verification and bank statements to make this process smoother.
(Submitting verification documents is not required and you are not obligated to provide any until you receive a Loan Estimate and indicate an intent to proceed. This step is designed to simplify the pre-approval process should you choose to continue.)

03 Buy a Home

Securing a pre-qualification is an important first step in understanding what loan amount and product may suit your budget and needs, but it is not a guarantee of loan availability or approval. To move forward, once you have an accepted offer on a home, the next crucial step is to complete a full loan application.