What is a Manufactured Home Loan and Why Does It Matter?

Manufactured homes, sometimes called mobile homes, are factory-built houses that offer affordable and customizable options for homeownership. Think of them as houses pre-assembled on a production line, then transported and placed on a permanent foundation at your chosen location. Manufactured homes are important in today’s market because they offer an affordable path to homeownership. According […]

Growth at VRM Lending: More Choices and Better Deals for Homebuyers

VRML Expansion

While higher interest rates continue to make waves in the housing market, one thing remains consistent—potential homebuyers want choices in picking the right mortgage. They crave flexibility and low interest rates. Today’s homebuyer wants to choose the lender, mortgage type, and repayment schedule that suits their needs.  Mortgage Flexibility and Affordability Choices like these occur […]

How Much House Can You Really Afford?

How Much House Can You Really Afford - VRM Lending Blog.png

Looking for a house is one of the most important, exciting, and big things you’ll ever do — and it’s a whole process, for sure. After all, there’s so much to it. From working with a realtor to searching for properties to navigating the lending process; house hunting is a highly involved adventure for everyone.

​​What Happens in Underwriting?

What Happens in Underwriting

[vc_row][vc_column][vc_column_text] ​​What Happens in Underwriting? [/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]Underwriting is a crucial step in your home-buying process. It can be the deciding factor of whether or not you get your loan near the end of the mortgage process – so it’s important to know what goes on behind the scenes, and how to help underwriting go as smoothly […]

The Real Home-Buying Process

The Real Home Buying Process

[vc_row][vc_column][vc_column_text] The Real Home-Buying Process [/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]Embarking on the process of buying a home is a super exciting one (so, congratulations!). However, it’s also a long process, and it usually involves a lot of red tape, hoop jumping, and paperwork. After all, you’re purchasing — and most likely financing — a pretty massive investment, and it’s a really […]

To Buy or to Rent? What You Need to Know

To Buy or to Rent What You Need to Know

[vc_row][vc_column][vc_column_text] To Buy or to Rent? What You Need to Know [/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]When you’re looking into moving homes, the age-old question is sure to come to light: should I buy or should I rent? The buy vs. rent question is one that we get a ton from both existing and prospective clients, and for good reason. […]